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Compare Income Protection
Quotes & Protect Your Pay.

Don't wait, protect your income from as little as £0.25p per day.*

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Legal & General
80+ Insurers
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Includes Free Will^

This doesn't need to be exact. It just helps us suggest monthly protection levels based on your earnings.

£

Think about what you'd need to cover essentials like rent, bills, food and childcare.


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Why Compare with APEX?

Fee Free Advice

We don't charge a fee for finding or arranging your cover—instead, we're paid a commission by the insurer

Fee Free Advice

Expert Advice, Zero Stress

Get clear, jargon-free guidance from UK-based experts. We help you choose the right cover with total confidence.

Expert Advice

Great Prices

We scan a range of insurance providers. Get competitive rates based on your circumstances.

Best Prices

No Hidden Loopholes

We scrutinise the fine print for hidden exclusions, ensuring your protection is exactly what you expect.

No Hidden Loopholes

How it Works

1

Quick 30-second form. Tell us a few details about your work and earnings.

2

Instant Comparison. We scan a range of UK providers to find matches for you.

3

Secure Your Income. Choose your favourite plan and we'll handle the rest. Get covered today.

Protect My Income

Do you really need Income Protection Insurance?

If you rely on your income to pay your bills, the honest answer is probably.

0 Million

People in the UK have no emergency savings to fall back on if they were unable to work.

0 Million

UK households are officially classified as "financially vulnerable" or "at risk" as of Winter 2025/26.

0

The average Brit thinks a healthy 35‑year‑old would pay 63% more per month for Income Protection.

5 stars

Best Decision I EVER Made!

She was so polite and understanding. She made sure I had the right cover to suit my needs. She really analysed my situation and helped me make the right decision. I'm forever grateful for her help.

Mehmoona Sheikh

5 stars

Top work from Mark Fanning

Helped me out massively with life insurance and income protection as I am newly out of the military and newly self employed. Got an awesome deal which saved me more money a month with still a very high cover.

Liam McMahon

5 stars

Diane is amazing!

Diane has been amazing at helping us with our remortgage and looking into income protection for us. She has kept us up to date with the progress and has taken all the stress away. I would 100% recommend!

Michaela

5 stars

THE BEST PERSON EVER…

Speaking to Nicola made the whole process so easy! She is such a wonderful, caring person who went above and beyond helping me sort the best cover at an even better price. Highly recommend!

Conor Moore

5 stars

Mark was absolutely fantastic

Had my income protection cover and life cover sorted in no time at all while comprehensively going through every aspect of the cover. Highly recommended!

Dominic Emerson

5 stars

Thoroughly recommended

After going self-employed I no longer had employer sick pay. Rob was really thorough and came back with some figures explaining everything in a way that made sense and got my new policy set up quickly.

Andy Townsend

5 stars

Insurance isn't a hassle anymore!

Mark was amazing to deal with! He took time to explain the bits we didn't know or understand, and helped us to make sure everything was covered to secure our home, income and health!

Tom

5 stars

Thank you Layla!

As first time buyers, there was a lot we didn't know but Layla made sure she took us through everything we needed. Our life insurance and income protection policies were also taken care of. A stressful time was made so much easier!

Jade

5 stars

Highly recommended

Income protection was something I was putting off for a while. Curtis made the whole process easy and convenient. The whole thing took less than a half hour sit down chat which was professional and stress free.

Jack Grapes Ralph

5 stars

Great service!

Curtis listened and chatted through a range of options best suited to meet my needs. He explained the aspects of the process simply and clearly. A fantastic service with great cover at a great price!

Graham Buckley

5 stars

A big thank you to Diane Bernard

Would highly recommend her to anyone. I've been updated on a daily basis throughout the whole process, and help understanding things when needed. She can help with income protection and life insurance too.

Brendan Hickinson

5 stars

All I can say is thank god for Diane!

She helped me sort out my life insurance and even got me a better cover to include income protection. She talked me through the whole process and why I needed it. I'm more than happy with my cover!

Victoria Stoll

5 stars

Best Decision I EVER Made!

She was so polite and understanding. She made sure I had the right cover to suit my needs. She really analysed my situation and helped me make the right decision. I'm forever grateful for her help.

Mehmoona Sheikh

5 stars

Top work from Mark Fanning

Helped me out massively with life insurance and income protection as I am newly out of the military and newly self employed. Got an awesome deal which saved me more money a month with still a very high cover.

Liam McMahon

5 stars

Diane is amazing!

Diane has been amazing at helping us with our remortgage and looking into income protection for us. She has kept us up to date with the progress and has taken all the stress away. I would 100% recommend!

Michaela

5 stars

THE BEST PERSON EVER…

Speaking to Nicola made the whole process so easy! She is such a wonderful, caring person who went above and beyond helping me sort the best cover at an even better price. Highly recommend!

Conor Moore

5 stars

Mark was absolutely fantastic

Had my income protection cover and life cover sorted in no time at all while comprehensively going through every aspect of the cover. Highly recommended!

Dominic Emerson

5 stars

Thoroughly recommended

After going self-employed I no longer had employer sick pay. Rob was really thorough and came back with some figures explaining everything in a way that made sense and got my new policy set up quickly.

Andy Townsend

5 stars

Insurance isn't a hassle anymore!

Mark was amazing to deal with! He took time to explain the bits we didn't know or understand, and helped us to make sure everything was covered to secure our home, income and health!

Tom

5 stars

Thank you Layla!

As first time buyers, there was a lot we didn't know but Layla made sure she took us through everything we needed. Our life insurance and income protection policies were also taken care of. A stressful time was made so much easier!

Jade

5 stars

Highly recommended

Income protection was something I was putting off for a while. Curtis made the whole process easy and convenient. The whole thing took less than a half hour sit down chat which was professional and stress free.

Jack Grapes Ralph

5 stars

Great service!

Curtis listened and chatted through a range of options best suited to meet my needs. He explained the aspects of the process simply and clearly. A fantastic service with great cover at a great price!

Graham Buckley

5 stars

A big thank you to Diane Bernard

Would highly recommend her to anyone. I've been updated on a daily basis throughout the whole process, and help understanding things when needed. She can help with income protection and life insurance too.

Brendan Hickinson

5 stars

All I can say is thank god for Diane!

She helped me sort out my life insurance and even got me a better cover to include income protection. She talked me through the whole process and why I needed it. I'm more than happy with my cover!

Victoria Stoll

5 stars

Best Decision I EVER Made!

She was so polite and understanding. She made sure I had the right cover to suit my needs. She really analysed my situation and helped me make the right decision. I'm forever grateful for her help.

Mehmoona Sheikh

5 stars

Top work from Mark Fanning

Helped me out massively with life insurance and income protection as I am newly out of the military and newly self employed. Got an awesome deal which saved me more money a month with still a very high cover.

Liam McMahon

5 stars

Diane is amazing!

Diane has been amazing at helping us with our remortgage and looking into income protection for us. She has kept us up to date with the progress and has taken all the stress away. I would 100% recommend!

Michaela

5 stars

THE BEST PERSON EVER…

Speaking to Nicola made the whole process so easy! She is such a wonderful, caring person who went above and beyond helping me sort the best cover at an even better price. Highly recommend!

Conor Moore

5 stars

Mark was absolutely fantastic

Had my income protection cover and life cover sorted in no time at all while comprehensively going through every aspect of the cover. Highly recommended!

Dominic Emerson

5 stars

Thoroughly recommended

After going self-employed I no longer had employer sick pay. Rob was really thorough and came back with some figures explaining everything in a way that made sense and got my new policy set up quickly.

Andy Townsend

5 stars

Insurance isn't a hassle anymore!

Mark was amazing to deal with! He took time to explain the bits we didn't know or understand, and helped us to make sure everything was covered to secure our home, income and health!

Tom

5 stars

Thank you Layla!

As first time buyers, there was a lot we didn't know but Layla made sure she took us through everything we needed. Our life insurance and income protection policies were also taken care of. A stressful time was made so much easier!

Jade

5 stars

Highly recommended

Income protection was something I was putting off for a while. Curtis made the whole process easy and convenient. The whole thing took less than a half hour sit down chat which was professional and stress free.

Jack Grapes Ralph

5 stars

Great service!

Curtis listened and chatted through a range of options best suited to meet my needs. He explained the aspects of the process simply and clearly. A fantastic service with great cover at a great price!

Graham Buckley

5 stars

A big thank you to Diane Bernard

Would highly recommend her to anyone. I've been updated on a daily basis throughout the whole process, and help understanding things when needed. She can help with income protection and life insurance too.

Brendan Hickinson

5 stars

All I can say is thank god for Diane!

She helped me sort out my life insurance and even got me a better cover to include income protection. She talked me through the whole process and why I needed it. I'm more than happy with my cover!

Victoria Stoll